Terms & Conditions

Terms of Use

Please read these terms carefully before using our website and services.

By accessing this website, you agree to comply with these Terms & Conditions and all applicable laws.

Smart Loan Capital acts as a loan consultant and DSA. Final loan approval remains at the sole discretion of the lending institution.

Users must provide accurate information and genuine documents while applying for financial products.

Loan approval depends upon eligibility criteria, income, credit history, and lender policies.

All website content, logos, graphics, designs, and text are the property of Smart Loan Capital and may not be reproduced without permission.

Smart Loan Capital shall not be liable for loan rejection, delays, lender decisions, website interruptions, or indirect financial losses.

Loan products are offered by partner banks and NBFCs. Terms, interest rates, and charges may change without notice by respective institutions.

We reserve the right to modify, suspend, or discontinue any part of the website or services at any time.

These Terms & Conditions shall be governed by the laws of India. Any disputes shall be subject to the jurisdiction of competent courts in India.

Get eligibility and documentation guidance before submitting your enquiry. Final decisions remain with the selected lender.