/* ═══════════════════════════════════════════════════════════════════════════════
   Smart Loan Capital - Main Stylesheet
   Brand Colors: Blue #063275, Green #299030, Gray #D8E1E0, Dark #333333
   ═══════════════════════════════════════════════════════════════════════════════ */

/* ─── CSS Variables ──────────────────────────────────────────────────────────── */
:root {
    --primary-blue: #063275;
    --primary-blue-dark: #042154;
    --primary-blue-light: #0a4ba8;
    --primary-green: #299030;
    --primary-green-dark: #1e6d23;
    --primary-green-light: #34b03d;
    --light-gray: #D8E1E0;
    --dark-text: #333333;
    --white: #FFFFFF;
    --off-white: #F8FAFB;
    --border-color: #E2E8F0;
    --shadow-sm: 0 1px 3px rgba(6,50,117,0.08);
    --shadow-md: 0 4px 16px rgba(6,50,117,0.10);
    --shadow-lg: 0 8px 32px rgba(6,50,117,0.14);
    --shadow-xl: 0 16px 48px rgba(6,50,117,0.18);
    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 28px;
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ─── Reset & Base ───────────────────────────────────────────────────────────── */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 80px;
}

body {
    font-family: 'Inter', 'Segoe UI', sans-serif;
    color: var(--dark-text);
    background: var(--white);
    line-height: 1.7;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
    font-family: 'Outfit', 'Inter', sans-serif;
    font-weight: 700;
    line-height: 1.3;
    color: var(--primary-blue);
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

img {
    max-width: 100%;
    height: auto;
}

/* ─── Utility Classes ────────────────────────────────────────────────────────── */
.section-padding {
    padding: 80px 0;
}

.section-padding-sm {
    padding: 50px 0;
}

.section-bg-light {
    background: var(--off-white);
}

.section-bg-blue {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-blue-dark) 100%);
    color: var(--white);
}

.section-bg-blue h2,
.section-bg-blue h3,
.section-bg-blue h4 {
    color: var(--white);
}

.section-title {
    font-size: 2.25rem;
    font-weight: 800;
    margin-bottom: 0.5rem;
    position: relative;
}

.section-subtitle {
    font-size: 1.1rem;
    color: #64748B;
    max-width: 600px;
    margin: 0 auto 3rem;
}

.section-divider {
    width: 60px;
    height: 4px;
    background: linear-gradient(90deg, var(--primary-blue), var(--primary-green));
    border-radius: 2px;
    margin: 0.75rem auto 1rem;
}

/* ─── Top Bar ────────────────────────────────────────────────────────────────── */
.top-bar {
    background: var(--primary-blue);
    color: var(--white);
    padding: 8px 0;
    font-size: 0.85rem;
    border-bottom: 2px solid var(--primary-green);
}

.top-bar a {
    color: var(--white);
    opacity: 0.9;
}

.top-bar a:hover {
    opacity: 1;
    color: var(--primary-green-light);
}

.top-bar-social a {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 30px;
    height: 30px;
    border-radius: 50%;
    background: rgba(255,255,255,0.1);
    margin-left: 6px;
    transition: var(--transition);
}

.top-bar-social a:hover {
    background: var(--primary-green);
    transform: translateY(-2px);
}

/* ─── Navbar ─────────────────────────────────────────────────────────────────── */
.main-navbar {
    background: var(--white);
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    padding: 10px 0;
    z-index: 1050;
}

.main-navbar.scrolled {
    box-shadow: var(--shadow-md);
    padding: 5px 0;
}

.navbar-brand img {
    height: 55px;
    transition: var(--transition);
}

.main-navbar.scrolled .navbar-brand img {
    height: 45px;
}

.main-navbar .nav-link {
    color: var(--dark-text) !important;
    font-weight: 600;
    font-size: 0.95rem;
    padding: 8px 18px !important;
    border-radius: var(--radius-sm);
    transition: var(--transition);
    position: relative;
}

.main-navbar .nav-link::after {
    content: '';
    position: absolute;
    bottom: 2px;
    left: 18px;
    right: 18px;
    height: 2px;
    background: var(--primary-green);
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.main-navbar .nav-link:hover::after,
.main-navbar .nav-link.active::after {
    transform: scaleX(1);
}

.main-navbar .nav-link:hover,
.main-navbar .nav-link.active {
    color: var(--primary-blue) !important;
}

.btn-apply-nav {
    background: linear-gradient(135deg, var(--primary-green), var(--primary-green-dark));
    color: var(--white) !important;
    font-weight: 700;
    padding: 10px 28px !important;
    border-radius: 50px;
    border: none;
    box-shadow: 0 4px 14px rgba(41,144,48,0.35);
    transition: var(--transition);
}

.btn-apply-nav:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(41,144,48,0.45);
    color: var(--white) !important;
    background: linear-gradient(135deg, var(--primary-green-light), var(--primary-green));
}

/* ─── Buttons ────────────────────────────────────────────────────────────────── */
.btn-primary-custom {
    background: linear-gradient(135deg, var(--primary-blue), var(--primary-blue-dark));
    color: var(--white);
    font-weight: 700;
    padding: 14px 36px;
    border-radius: 50px;
    border: none;
    font-size: 1rem;
    box-shadow: 0 4px 14px rgba(6,50,117,0.3);
    transition: var(--transition);
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.btn-primary-custom:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 24px rgba(6,50,117,0.4);
    color: var(--white);
    background: linear-gradient(135deg, var(--primary-blue-light), var(--primary-blue));
}

.btn-green-custom {
    background: linear-gradient(135deg, var(--primary-green), var(--primary-green-dark));
    color: var(--white);
    font-weight: 700;
    padding: 14px 36px;
    border-radius: 50px;
    border: none;
    font-size: 1rem;
    box-shadow: 0 4px 14px rgba(41,144,48,0.3);
    transition: var(--transition);
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.btn-green-custom:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 24px rgba(41,144,48,0.4);
    color: var(--white);
}

.btn-outline-custom {
    background: transparent;
    color: var(--white);
    font-weight: 700;
    padding: 14px 36px;
    border-radius: 50px;
    border: 2px solid var(--white);
    font-size: 1rem;
    transition: var(--transition);
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.btn-outline-custom:hover {
    background: var(--white);
    color: var(--primary-blue);
    transform: translateY(-3px);
}

/* ─── Hero Section ───────────────────────────────────────────────────────────── */
.hero-section {
    background: linear-gradient(135deg, var(--primary-blue) 0%, #0a4ba8 50%, #042154 100%);
    color: var(--white);
    padding: 100px 0 80px;
    position: relative;
    overflow: hidden;
    min-height: 600px;
    display: flex;
    align-items: center;
}

.hero-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 700px;
    height: 700px;
    background: radial-gradient(circle, rgba(41,144,48,0.15) 0%, transparent 70%);
    border-radius: 50%;
}

.hero-section::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -10%;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(255,255,255,0.05) 0%, transparent 70%);
    border-radius: 50%;
}

.hero-content {
    position: relative;
    z-index: 2;
}

.hero-content h1 {
    font-size: 3rem;
    font-weight: 800;
    color: var(--white);
    margin-bottom: 1.25rem;
    line-height: 1.2;
}

.hero-content h1 span {
    color: var(--primary-green-light);
}

.hero-content p {
    font-size: 1.2rem;
    opacity: 0.9;
    margin-bottom: 2rem;
    max-width: 540px;
    line-height: 1.8;
}

.hero-image {
    position: relative;
    z-index: 2;
    text-align: center;
}

.hero-image img {
    max-height: 420px;
    filter: drop-shadow(0 20px 40px rgba(0,0,0,0.3));
    animation: heroFloat 4s ease-in-out infinite;
}

@keyframes heroFloat {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-15px); }
}

.hero-stats {
    display: flex;
    gap: 40px;
    margin-top: 2.5rem;
}

.hero-stat {
    text-align: center;
}

.hero-stat .stat-number {
    font-size: 2rem;
    font-weight: 800;
    color: var(--primary-green-light);
    display: block;
}

.hero-stat .stat-label {
    font-size: 0.85rem;
    opacity: 0.8;
    text-transform: uppercase;
    letter-spacing: 1px;
}

/* ─── Trust Section ──────────────────────────────────────────────────────────── */
.trust-section {
    padding: 60px 0;
    background: var(--white);
    border-bottom: 1px solid var(--border-color);
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 16px 20px;
    background: var(--off-white);
    border-radius: var(--radius-md);
    transition: var(--transition);
    border: 1px solid transparent;
}

.trust-item:hover {
    border-color: var(--primary-green);
    transform: translateY(-3px);
    box-shadow: var(--shadow-md);
}

.trust-icon {
    width: 44px;
    height: 44px;
    background: linear-gradient(135deg, var(--primary-green), var(--primary-green-dark));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.1rem;
    flex-shrink: 0;
}

.trust-item h6 {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--dark-text);
    margin: 0;
}

/* ─── Loan Products Section ──────────────────────────────────────────────────── */
.product-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 35px 25px;
    text-align: center;
    border: 1px solid var(--border-color);
    transition: var(--transition);
    position: relative;
    overflow: hidden;
    height: 100%;
}

.product-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary-blue), var(--primary-green));
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.product-card:hover::before {
    transform: scaleX(1);
}

.product-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
    border-color: transparent;
}

.product-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.25rem;
    background: linear-gradient(135deg, rgba(6,50,117,0.08), rgba(41,144,48,0.08));
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    color: var(--primary-blue);
    transition: var(--transition);
}

.product-card:hover .product-icon {
    background: linear-gradient(135deg, var(--primary-blue), var(--primary-green));
    color: var(--white);
    transform: scale(1.1);
}

.product-card h4 {
    font-size: 1.15rem;
    margin-bottom: 0.75rem;
}

.product-card p {
    color: #64748B;
    font-size: 0.95rem;
    margin-bottom: 1.25rem;
}

.product-link {
    color: var(--primary-green);
    font-weight: 700;
    font-size: 0.9rem;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.product-link:hover {
    color: var(--primary-blue);
    gap: 10px;
}

/* ─── Why Choose Us ──────────────────────────────────────────────────────────── */
.why-card {
    background: var(--white);
    border-radius: var(--radius-md);
    padding: 30px 20px;
    text-align: center;
    border: 1px solid var(--border-color);
    transition: var(--transition);
    height: 100%;
}

.why-card:hover {
    border-color: var(--primary-blue);
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}

.why-icon {
    width: 64px;
    height: 64px;
    margin: 0 auto 1rem;
    background: linear-gradient(135deg, var(--primary-blue), var(--primary-blue-dark));
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    color: var(--white);
    transition: var(--transition);
}

.why-card:hover .why-icon {
    background: linear-gradient(135deg, var(--primary-green), var(--primary-green-dark));
    transform: rotateY(180deg);
}

.why-card h5 {
    font-size: 1rem;
    margin-bottom: 0.5rem;
}

.why-card p {
    color: #64748B;
    font-size: 0.9rem;
}

/* ─── Process Timeline ───────────────────────────────────────────────────────── */
.process-section {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-blue-dark) 100%);
    color: var(--white);
}

.process-step {
    text-align: center;
    position: relative;
    padding: 0 10px;
}

.process-step-number {
    width: 60px;
    height: 60px;
    margin: 0 auto 1rem;
    background: rgba(255,255,255,0.1);
    border: 2px solid var(--primary-green-light);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    font-weight: 800;
    color: var(--primary-green-light);
    transition: var(--transition);
    position: relative;
    z-index: 2;
}

.process-step:hover .process-step-number {
    background: var(--primary-green);
    color: var(--white);
    border-color: var(--primary-green);
    transform: scale(1.15);
}

.process-step-icon {
    font-size: 1.5rem;
    margin-bottom: 0.75rem;
    color: var(--primary-green-light);
}

.process-step h5 {
    color: var(--white);
    font-size: 0.95rem;
    margin-bottom: 0.25rem;
}

.process-step p {
    font-size: 0.85rem;
    opacity: 0.8;
}

.process-connector {
    position: absolute;
    top: 30px;
    left: 60%;
    right: -40%;
    height: 2px;
    background: rgba(255,255,255,0.2);
    z-index: 1;
}

/* ─── Testimonials ───────────────────────────────────────────────────────────── */
.testimonial-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 35px;
    border: 1px solid var(--border-color);
    transition: var(--transition);
    height: 100%;
    position: relative;
}

.testimonial-card::before {
    content: '\201C';
    font-size: 5rem;
    color: var(--primary-green);
    opacity: 0.15;
    position: absolute;
    top: 10px;
    left: 25px;
    font-family: Georgia, serif;
    line-height: 1;
}

.testimonial-card:hover {
    box-shadow: var(--shadow-lg);
    transform: translateY(-5px);
}

.testimonial-text {
    font-size: 1rem;
    color: #475569;
    line-height: 1.8;
    margin-bottom: 1.5rem;
    font-style: italic;
    position: relative;
    z-index: 1;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 12px;
}

.testimonial-avatar {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary-blue), var(--primary-green));
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-weight: 800;
    font-size: 1.1rem;
}

.testimonial-name {
    font-weight: 700;
    color: var(--primary-blue);
    font-size: 0.95rem;
}

.testimonial-location {
    font-size: 0.85rem;
    color: #94A3B8;
}

.testimonial-stars {
    color: #F59E0B;
    margin-bottom: 1rem;
    font-size: 0.9rem;
}

/* ─── About Page ─────────────────────────────────────────────────────────────── */
.page-header {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-blue-dark) 100%);
    color: var(--white);
    padding: 100px 0 60px;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.page-header::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(41,144,48,0.1) 0%, transparent 70%);
    border-radius: 50%;
}

.page-header h1 {
    color: var(--white);
    font-size: 2.5rem;
    position: relative;
    z-index: 1;
}

.page-header .breadcrumb {
    justify-content: center;
    position: relative;
    z-index: 1;
}

.page-header .breadcrumb-item a {
    color: rgba(255,255,255,0.7);
}

.page-header .breadcrumb-item.active {
    color: var(--primary-green-light);
}

.page-header .breadcrumb-item + .breadcrumb-item::before {
    color: rgba(255,255,255,0.4);
}

.about-content-box {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-md);
    border: 1px solid var(--border-color);
}

.mission-vision-card {
    background: var(--off-white);
    border-radius: var(--radius-md);
    padding: 30px;
    text-align: center;
    border: 1px solid var(--border-color);
    height: 100%;
    transition: var(--transition);
}

.mission-vision-card:hover {
    border-color: var(--primary-green);
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}

.mission-vision-icon {
    width: 70px;
    height: 70px;
    margin: 0 auto 1rem;
    background: linear-gradient(135deg, var(--primary-blue), var(--primary-green));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    color: var(--white);
}

/* ─── Forms ──────────────────────────────────────────────────────────────────── */
.form-section {
    background: var(--off-white);
}

.form-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 45px 40px;
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--border-color);
}

.form-card .form-label {
    font-weight: 600;
    color: var(--dark-text);
    font-size: 0.9rem;
    margin-bottom: 6px;
}

.form-card .form-control,
.form-card .form-select {
    border: 2px solid var(--border-color);
    border-radius: var(--radius-sm);
    padding: 12px 16px;
    font-size: 0.95rem;
    transition: var(--transition);
    background: var(--off-white);
}

.form-card .form-control:focus,
.form-card .form-select:focus {
    border-color: var(--primary-blue);
    box-shadow: 0 0 0 3px rgba(6,50,117,0.1);
    background: var(--white);
}

.form-card .btn-submit {
    background: linear-gradient(135deg, var(--primary-green), var(--primary-green-dark));
    color: var(--white);
    font-weight: 700;
    padding: 14px 40px;
    border-radius: 50px;
    border: none;
    font-size: 1.05rem;
    width: 100%;
    transition: var(--transition);
    box-shadow: 0 4px 14px rgba(41,144,48,0.3);
}

.form-card .btn-submit:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(41,144,48,0.4);
}

.form-card .btn-submit:disabled {
    opacity: 0.7;
    cursor: not-allowed;
    transform: none;
}

/* ─── Contact Page ───────────────────────────────────────────────────────────── */
.contact-info-card {
    background: linear-gradient(135deg, var(--primary-blue), var(--primary-blue-dark));
    border-radius: var(--radius-lg);
    padding: 40px;
    color: var(--white);
    height: 100%;
}

.contact-info-item {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    margin-bottom: 24px;
}

.contact-info-icon {
    width: 48px;
    height: 48px;
    background: rgba(255,255,255,0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    flex-shrink: 0;
}

.contact-info-item h6 {
    color: var(--primary-green-light);
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 4px;
}

.contact-info-item p {
    opacity: 0.9;
    font-size: 0.95rem;
    margin: 0;
}

.map-container {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    border: 4px solid var(--white);
}

.map-container iframe {
    width: 100%;
    height: 350px;
    border: 0;
}

/* ─── Footer ─────────────────────────────────────────────────────────────────── */
.site-footer {
    background: linear-gradient(180deg, #0a1628 0%, #060e1a 100%);
    color: rgba(255,255,255,0.8);
    padding: 60px 0 0;
}

.footer-logo img {
    height: 50px;
    margin-bottom: 1rem;
}

.footer-description {
    font-size: 0.9rem;
    opacity: 0.7;
    margin-bottom: 1.5rem;
    line-height: 1.8;
}

.footer-social a {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: rgba(255,255,255,0.08);
    color: var(--white);
    margin-right: 8px;
    transition: var(--transition);
}

.footer-social a:hover {
    background: var(--primary-green);
    transform: translateY(-3px);
}

.footer-heading {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 1.25rem;
    position: relative;
    padding-bottom: 10px;
}

.footer-heading::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 40px;
    height: 3px;
    background: var(--primary-green);
    border-radius: 2px;
}

.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links li {
    margin-bottom: 10px;
}

.footer-links a {
    font-size: 0.9rem;
    opacity: 0.7;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: var(--transition);
}

.footer-links a:hover {
    opacity: 1;
    color: var(--primary-green-light);
    padding-left: 5px;
}

.footer-contact-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 14px;
    font-size: 0.9rem;
}

.footer-contact-item i {
    color: var(--primary-green);
    margin-top: 4px;
    width: 18px;
}

.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.08);
    padding: 20px 0;
    margin-top: 40px;
    font-size: 0.85rem;
    opacity: 0.6;
}

/* ─── Floating WhatsApp Button ───────────────────────────────────────────────── */
.whatsapp-float {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 60px;
    height: 60px;
    background: #25D366;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.8rem;
    box-shadow: 0 4px 20px rgba(37,211,102,0.4);
    z-index: 9999;
    transition: var(--transition);
    animation: whatsappPulse 2s infinite;
}

.whatsapp-float:hover {
    transform: scale(1.1);
    box-shadow: 0 6px 28px rgba(37,211,102,0.5);
    color: var(--white);
}

@keyframes whatsappPulse {
    0% { box-shadow: 0 4px 20px rgba(37,211,102,0.4); }
    50% { box-shadow: 0 4px 30px rgba(37,211,102,0.6); }
    100% { box-shadow: 0 4px 20px rgba(37,211,102,0.4); }
}

/* ─── Alerts / Messages ──────────────────────────────────────────────────────── */
.alert-success-custom {
    background: #ECFDF5;
    color: #065F46;
    border: 1px solid #A7F3D0;
    border-radius: var(--radius-md);
    padding: 16px 20px;
    font-weight: 600;
}

.alert-error-custom {
    background: #FEF2F2;
    color: #991B1B;
    border: 1px solid #FECACA;
    border-radius: var(--radius-md);
    padding: 16px 20px;
    font-weight: 600;
}

/* ─── Scroll Animations ─────────────────────────────────────────────────────── */
.fade-up {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-up.visible {
    opacity: 1;
    transform: translateY(0);
}

.fade-left {
    opacity: 0;
    transform: translateX(-30px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-left.visible {
    opacity: 1;
    transform: translateX(0);
}

.fade-right {
    opacity: 0;
    transform: translateX(30px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-right.visible {
    opacity: 1;
    transform: translateX(0);
}

/* ─── CTA Section ────────────────────────────────────────────────────────────── */
.cta-section {
    background: linear-gradient(135deg, var(--primary-green) 0%, var(--primary-green-dark) 100%);
    color: var(--white);
    padding: 60px 0;
    position: relative;
    overflow: hidden;
}

.cta-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 70%);
    border-radius: 50%;
}

.cta-section h2 {
    color: var(--white);
    font-size: 2rem;
}

/* ─── Responsive Design ─────────────────────────────────────────────────────── */
@media (max-width: 991.98px) {
    .hero-content h1 {
        font-size: 2.25rem;
    }
    
    .hero-section {
        padding: 80px 0 60px;
        min-height: auto;
    }
    
    .hero-image {
        margin-top: 2rem;
    }
    
    .hero-stats {
        gap: 20px;
    }
    
    .section-title {
        font-size: 1.85rem;
    }
    
    .process-connector {
        display: none;
    }
}

@media (max-width: 767.98px) {
    .hero-content h1 {
        font-size: 1.85rem;
    }
    
    .hero-content p {
        font-size: 1rem;
    }
    
    .hero-stats {
        flex-wrap: wrap;
        gap: 15px;
    }
    
    .hero-stat .stat-number {
        font-size: 1.5rem;
    }
    
    .section-padding {
        padding: 50px 0;
    }
    
    .section-title {
        font-size: 1.65rem;
    }
    
    .form-card {
        padding: 30px 20px;
    }
    
    .top-bar .d-flex {
        flex-direction: column;
        text-align: center;
        gap: 5px;
    }

    .page-header {
        padding: 80px 0 40px;
    }

    .page-header h1 {
        font-size: 1.85rem;
    }
    
    .whatsapp-float {
        bottom: 20px;
        right: 20px;
        width: 52px;
        height: 52px;
        font-size: 1.5rem;
    }
}

@media (max-width: 575.98px) {
    .btn-primary-custom,
    .btn-green-custom,
    .btn-outline-custom {
        padding: 12px 24px;
        font-size: 0.9rem;
    }
    
    .hero-content h1 {
        font-size: 1.6rem;
    }
}

/* ─── Loading Spinner ────────────────────────────────────────────────────────── */
.spinner-overlay {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(255,255,255,0.8);
    z-index: 99999;
    align-items: center;
    justify-content: center;
}

.spinner-overlay.active {
    display: flex;
}

.spinner-ring {
    width: 50px;
    height: 50px;
    border: 4px solid var(--light-gray);
    border-top-color: var(--primary-green);
    border-radius: 50%;
    animation: spin 0.8s linear infinite;
}

@keyframes spin {
    to { transform: rotate(360deg); }
}